Privacy Policy

Definitions

1. “Company”, “we”, “us”, “our”, means Options Insight, LLC.
2. “Personal information” means any information relating to an identified or identifiable individual.
3. “Mobile Apps” means our software applications available for you to install or otherwise operate on your computer, cellular phone, or other device.
4. “Website” means our website at https://options-insight.com/.
5. “Services” means all services provided to you by the Company, including providing you with access to and use of the Mobile Apps and Website.

2. Personal Information We Collect About You

We may collect and use the following personal information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular consumer or household.

1. Personal Identifiers – name, phone number, gender, email, date of birth.
2. Communication – emails or electronic correspondence that you send to us on our website or through our Applications.
3. Internet or other electronic network activity information.
4. IP Address, URL, browsing history, and information about your interaction with the Mobile Apps or Website.
5. Professional or employment-related information – we collect your Personal Identifiers and other information you provide when you submit an employment application to us online or by email.

3. Payment Information

You may provide payment information, like your credit card number, when paying for our services on our Website or Mobile Apps. We do not collect or store this information and are unable to access it. This information is actually collected by a third-party payment processor who provides us with an anonymized token that allows us to determine the status of your payment.

4. How Your Personal Information is Collected

We collect most of this personal information directly from you, for example, when you sign up for an account or send us Communications. However, we may also collect information when you install and/or operate an Application on your device and from cookies and similar online tracking and analytic technology on our website.

5. Use of Cookies

We use technologies, such as cookies, to analyze traffic to our Website. You are given the option to consent to the collection and use of your data in this manner prior to it being collected.

6. How and Why We Use Your Personal Information

We use your personal information:

• Where you have given consent;
• To provide you with the Services;
• To comply with our legal and regulatory obligations;
• For our legitimate interests or those of a third party.

A legitimate interest is when we have a business or commercial reason to use your information, so long as this is not overridden by your own rights and interests.

7. Promotional Communications

We may use your personal information to send you updates (by email, text message, telephone or post) about our services when we have a legitimate interest in processing your personal information for promotional purposes.

You have the right to opt out of receiving promotional communications from us at any time by using the “unsubscribe” link in emails or “STOP” number in texts.

8. With Whom We Share Your Personal Information

We do not sell your data to any third parties. We do routinely share personal information with third-parties who assist us in providing the services to you including service providers we use to help deliver our products and/or services to you, such as web hosting companies or payment processors and other third parties we use to help us run our business, such as marketing agencies or website hosts.

9. Do Not Track Settings

Our website does not monitor, recognize, or honor any opt-out or do not track mechanisms, including general web browser “Do Not Track” settings and/or signals.

10. Personal Information We Sold or Disclosed

In the preceding 12 months, we have not sold Personal Information to any third-party, nor have we disclosed for a business purpose to one or more third parties any Personal Identifiers or Payment information collected directly by payment processors through our Website or Mobile Apps.

11. Live Options Courses and Live Weekly Calls

Please note that if you attend any of our live options courses or live weekly calls, you acknowledge and agree that these sessions may be recorded. By participating, you consent to our recording of your name, voice, image, and any other information you choose to share during these sessions. You also grant us the right to use, reproduce, modify, and distribute these recordings for the benefit of our customers and community. If you do not wish to be recorded, please do not attend or participate in these live events.

12. Where Your Personal Information is Held

Information is held at our offices in California, USA and those of our service providers, representatives and agents as described above or on computer servers used or maintained by those entities.

13. How Long Your Personal Information Will Be Kept

Unless we delete your information subject to a legitimate request, we reserve the right to keep your personal information indefinitely, including while you have an account with us or while we are providing products and/or services to you. We will also keep your personal information for as long as is necessary in order to respond to any questions, complaints or claims made by you or on your behalf, to show that we treated you fairly and to keep records as required by law.

14. EU Data Subject's Rights Under the GDPR

If you are a data subject in the European Union, you may have the following rights under the GDPR:

1. Right to Access – The right to be provided with a copy of your personal information.
2. Right to Rectification – The right to require us to correct any mistakes in your personal information.
3. Right to be Forgotten – The right to require us to delete your personal information in certain situations.
4. Right to Restriction of Processing – The right to require us to restrict processing of your personal information in certain circumstances.
5. Right to Data Portability – The right to receive the personal information you provided to us in a structured, commonly used and machine-readable format.
6. Right to Object – The right to object at any time to your personal information being processed for direct marketing.
7. Right Not to be Subject to Automated Individual Decision Making – The right not to be subject to a decision based solely on automated processing.

15. Your Rights Under the CCPA

If you are a resident of California, you may have certain rights under the California Consumer Privacy Act of 2018 (CCPA). These include the right to know what personal information we collect, the right to request deletion, and the right to opt-out of the sale of personal information. We do not sell personal information.

You have the right to not be discriminated against by us because you exercised any of your rights under the CCPA.

16. How to Exercise Your Rights

You may exercise your rights by contacting us at support@options-insight.com. Please note that you may only make a CCPA-related data access or data portability disclosure request twice within a 12-month period.

17. Changes to This Privacy Notice

We may change this privacy notice from time to time – when we do, we may inform you via notice on the Website or other means of contact such as email.